Saint Paul, Minnesota · Mon–Fri 9–5 CT
Dayton Insurance Agency logo
Dayton Insurance
Saint Paul · MN

Our team

Independent insurance, done right.

Dayton Insurance is an independent agency licensed throughout Minnesota. Because we work with many of the top carriers — not just one — we shop the market and recommend coverage that genuinely fits your life or your business.

Our story

Why we started Dayton Insurance.

We started Dayton Insurance to be a genuine advocate for the people and businesses we work with.

As an independent agency, we partner with many of the top carriers in Minnesota rather than being limited to a single company's products. That means we can compare your options and recommend coverage that genuinely fits your situation.

Minnesota is the market we know best, from the Twin Cities metro to greater Minnesota. Whether you're insuring your first home, growing a business, or covering a fleet, we take the time to quote it, explain it, and stay with you through every renewal.

Nate and Annie Ryther of Dayton Insurance Agency

Meet the team

The people behind Dayton Insurance.

Nate Ryther, owner and licensed insurance agent at Dayton Insurance Agency in Saint Paul, Minnesota

Nate Ryther

Owner · Licensed Insurance Producer

Nate was born and raised in Saint Paul, Minnesota. He attended Loyola University of New Orleans and received his bachelor's degree in Economics. After 10+ years of experience in the insurance space, Nate founded Dayton Insurance Agency to provide customers with cohesive insurance plans to protect what matters most.

Annie Hofmeister Ryther of Dayton Insurance Agency in Saint Paul, Minnesota

Annie Hofmeister Ryther

Risk & Commercial Lines

Annie received both her BSB and Master's degrees in Accounting from the University of Minnesota Carlson School of Management. Her work in auditing, financial reporting, forecasting, and project management at major financial institutions — including banking and insurance — has cultivated a proclivity for risk mitigation. Her creative problem solving and passion for learning how different businesses operate make her a strong partner to help you find the right insurance coverage.

Ready when you are

Book a free virtual consult.

Pick a time and we'll review your current coverage, identify gaps or overpayments, and tell you honestly whether we can save you money.

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