Coverage for every part of your life — and your business.

Dayton Insurance offers a wide range of insurance products to meet your diverse needs across all aspects of life. We partner with top-tier carriers and quote across multiple companies to find the right solution — whether your needs are individual, family, or business.

Personal insurance

Coverage for you and your family.

Auto Insurance

Personal auto, motorcycle, classic and RV. Multi-car households get a real discount, not a marketing-line one.

Home Insurance

HO-3 for Minnesota homeowners, HO-6 for condos and townhomes. Tailored to the property you own — whether it's a starter home, a lake place or a downtown loft.

Life Insurance

Term, whole and final expense. Honest conversations about what you actually need — not pressure to buy more.

Renters Insurance

For everyone renting in between. Personal property, liability and additional living expenses — for the cost of a coffee a week.

Umbrella Insurance

Extra liability protection that sits on top of your auto and home. The cheapest million dollars of coverage you can buy.

Commercial & business insurance

Coverage for the business you've built.

Business Owners Liability

General liability with property bundled into one. The foundation policy every Minnesota small business should carry.

Commercial Property

Buildings, equipment, inventory and loss of business income. Replacement-cost coverage, not market-cost surprises.

Workers Compensation

Required for most Minnesota employers. We help you stay compliant without paying for coverage you don't need.

Business Auto

Vans, fleets, trucks. Commercial auto liability and physical damage for vehicles owned, leased or hired.

Carrier partners

Independent means we shop, not pitch.

Because we're an independent agency, we work with many of the top carriers in Minnesota and shop across them to find the right fit for your situation — not just what's available from a single company.

Insurance carrier partners: Progressive, West Bend, Safeco, The Hartford, Travelers and others

Proud member of the Saint Paul Area Chamber.

We're committed to supporting the businesses and families that make Minnesota work — and our home community of Saint Paul is where we started.

View our chamber listing

Ready to compare?

Quick, straightforward quoting.

Bring your declarations page to a consult and we'll shop across multiple carriers on your behalf — no fee, no pressure, no obligation to switch.

Book a Free Consult