/* ===========================================================
   Dayton Insurance Agency — shared design system
   Used by every page on the site.
   =========================================================== */

:root {
  --background: #FAFAF9;
  --foreground: #0A0A0A;
  --muted: #F4F4F2;
  --muted-fg: #6B6B66;
  --border: #E7E5E0;
  --hairline: #ECEAE5;
  --card: #FFFFFF;
  --primary: #1A2B4A;
  --primary-fg: #FAFAF9;
  --primary-dark: #0F1E36;
  --accent: #C9A227;
  --accent-light: #E0B84C;
  --accent-soft: rgba(201, 162, 39, 0.10);
  --ring: rgba(26, 43, 74, 0.20);
  --success: #117A4A;
  --shadow-sm: 0 1px 2px 0 rgba(15, 30, 54, 0.04);
  --shadow: 0 1px 3px 0 rgba(15, 30, 54, 0.08), 0 1px 2px -1px rgba(15, 30, 54, 0.04);
  --shadow-md: 0 4px 6px -1px rgba(15, 30, 54, 0.08), 0 2px 4px -2px rgba(15, 30, 54, 0.06);
  --shadow-lg: 0 10px 20px -3px rgba(15, 30, 54, 0.10), 0 4px 8px -4px rgba(15, 30, 54, 0.06);
  --radius: 10px;
  --radius-sm: 6px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--foreground);
  background: var(--background);
  line-height: 1.55;
  font-size: 16px;
  font-feature-settings: "cv02","cv03","cv04","cv11";
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration: none; transition: color .15s; }
a:hover { color: var(--accent); }
.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }

h1, h2, h3, h4 {
  font-family: "Fraunces", Georgia, "Times New Roman", serif;
  color: var(--primary-dark);
  line-height: 1.1;
  letter-spacing: -0.022em;
  font-weight: 600;
  font-variation-settings: "opsz" 96;
  margin: 0;
}
h1 { font-size: clamp(2.4rem, 5.5vw, 4rem); font-weight: 600; }
h2 { font-size: clamp(1.9rem, 3.5vw, 2.75rem); }
h3 { font-size: 1.25rem; font-weight: 600; letter-spacing: -0.015em; }
p { margin: 0 0 1rem; }

.eyebrow {
  color: var(--muted-fg);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin: 0 0 0.85rem;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.eyebrow::before { content: ""; width: 24px; height: 1px; background: var(--accent); }

/* ===== TOP UTILITY BAR ===== */
.top-utility {
  background: var(--primary-dark);
  color: rgba(250, 250, 249, 0.92);
  font-size: 0.85rem;
  padding: 0.55rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.top-utility .container { display: flex; justify-content: space-between; align-items: center; gap: 1.5rem; flex-wrap: wrap; }
.top-utility .where { color: rgba(250, 250, 249, 0.7); font-weight: 400; letter-spacing: 0.02em; }
.contact-trio { display: inline-flex; align-items: center; gap: 0.5rem; }
.contact-trio a {
  display: inline-flex; align-items: center; gap: 0.45rem;
  padding: 0.35rem 0.85rem; border-radius: 999px;
  color: rgba(250, 250, 249, 0.92); background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.10);
  font-weight: 500; font-size: 0.85rem;
  transition: background .15s, border-color .15s, color .15s;
}
.contact-trio a:hover { background: var(--accent-soft); border-color: rgba(224, 184, 76, 0.40); color: var(--accent-light); }
.contact-trio svg { width: 14px; height: 14px; flex-shrink: 0; }

/* ===== HEADER ===== */
header.site {
  background: rgba(250, 250, 249, 0.85);
  backdrop-filter: saturate(180%) blur(20px);
  -webkit-backdrop-filter: saturate(180%) blur(20px);
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 50;
}
header.site .container { display: flex; align-items: center; gap: 1.5rem; padding: 0.9rem 1.5rem; }
.brand { display: flex; align-items: center; gap: 0.7rem; }
.brand img { width: 42px; height: 42px; }
.brand-name { font-family: "Fraunces", Georgia, serif; font-weight: 600; font-size: 1.15rem; line-height: 1.1; color: var(--primary-dark); letter-spacing: -0.015em; }
.brand-sub { font-size: 0.7rem; color: var(--muted-fg); letter-spacing: 0.12em; text-transform: uppercase; font-weight: 500; }
nav.primary { margin-left: auto; display: flex; gap: 0.4rem; align-items: center; }
nav.primary a {
  color: var(--foreground); font-weight: 500; font-size: 0.92rem;
  padding: 0.5rem 0.85rem; border-radius: var(--radius-sm);
  transition: background .15s, color .15s;
}
nav.primary a:hover { background: var(--muted); color: var(--primary-dark); }
nav.primary a.active { background: var(--muted); color: var(--primary-dark); font-weight: 600; }

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.6rem 1.05rem; border-radius: var(--radius-sm);
  font-weight: 600; font-size: 0.92rem; text-decoration: none;
  transition: background .15s, transform .06s, box-shadow .15s, border-color .15s, color .15s;
  border: 1px solid transparent; cursor: pointer; line-height: 1.2; white-space: nowrap;
}
.btn-primary { background: var(--primary-dark); color: var(--primary-fg); border-color: var(--primary-dark); box-shadow: var(--shadow-sm); }
.btn-primary:hover { background: var(--primary); color: var(--primary-fg); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-outline { background: var(--card); color: var(--foreground); border-color: var(--border); box-shadow: var(--shadow-sm); }
.btn-outline:hover { background: var(--muted); border-color: var(--muted-fg); color: var(--primary-dark); }
.btn-gold {
  background: linear-gradient(180deg, var(--accent-light) 0%, var(--accent) 100%);
  color: var(--primary-dark); border-color: #A88420;
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.35), var(--shadow);
}
.btn-gold:hover { filter: brightness(1.06); transform: translateY(-1px); box-shadow: var(--shadow-md); color: var(--primary-dark); }
.btn-lg { padding: 0.85rem 1.6rem; font-size: 1rem; }
.btn-sm { padding: 0.4rem 0.75rem; font-size: 0.85rem; }
.btn svg { width: 16px; height: 16px; flex-shrink: 0; }

/* ===== PAGE HERO (interior pages) ===== */
.page-hero {
  background: linear-gradient(180deg, var(--muted) 0%, var(--background) 100%);
  padding: 5rem 0 4rem;
  border-bottom: 1px solid var(--border);
}
.page-hero .lead { font-size: 1.15rem; color: var(--muted-fg); max-width: 60ch; margin-top: 1rem; line-height: 1.55; }

/* ===== SECTIONS ===== */
section { padding: 5rem 0; }
section.bg-muted { background: var(--muted); }
section.bg-navy { background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%); color: var(--primary-fg); }
section.bg-navy h2 { color: #fff; }
section.bg-navy p { color: rgba(255,255,255,0.9); }
section .container { max-width: 1100px; }
.section-head { max-width: 680px; margin-bottom: 3rem; }
.section-head p { color: var(--muted-fg); font-size: 1.1rem; line-height: 1.55; }

/* ===== CARD GRID ===== */
.card-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card-grid--2 { grid-template-columns: repeat(2, 1fr); gap: 2rem; }
.card-grid--4 { grid-template-columns: repeat(4, 1fr); }
.card-item {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.6rem; transition: transform .15s, box-shadow .2s, border-color .15s;
  display: flex; flex-direction: column;
}
.card-item:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); border-color: var(--muted-fg); }
.card-item .icon-box {
  width: 44px; height: 44px; border-radius: var(--radius-sm);
  background: var(--accent-soft); color: var(--accent);
  display: inline-flex; align-items: center; justify-content: center;
  margin-bottom: 0.75rem;
}
.card-item .icon-box svg { width: 22px; height: 22px; }
.card-item h3 { color: var(--primary-dark); margin: 0 0 0.5rem; font-size: 1.2rem; }
.card-item ul { margin: 0; padding-left: 1.1rem; color: var(--muted-fg); font-size: 0.95rem; line-height: 1.7; }
.card-item p { color: var(--muted-fg); margin: 0; font-size: 0.95rem; line-height: 1.55; flex: 1; }

/* ===== TEAM ===== */
.team-grid { display: grid; grid-template-columns: 1fr; gap: 3rem; }
.team-member {
  display: grid; grid-template-columns: 1fr 1.6fr; gap: 2.5rem; align-items: start;
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 2rem; box-shadow: var(--shadow-sm);
}
.team-photo {
  background: var(--muted); border-radius: var(--radius-sm); aspect-ratio: 4 / 5;
  display: flex; align-items: center; justify-content: center;
  color: var(--muted-fg); font-style: italic; text-align: center; padding: 1rem;
  overflow: hidden;
}
.team-photo img { width: 100%; height: 100%; object-fit: cover; }
.team-info h3 { font-size: 1.65rem; margin-bottom: 0.35rem; }
.team-info .role { color: var(--muted-fg); font-size: 0.85rem; letter-spacing: 0.08em; text-transform: uppercase; font-weight: 600; margin-bottom: 1rem; }
.team-info p { font-size: 1rem; line-height: 1.6; color: var(--foreground); margin-bottom: 1rem; }
.team-info .contact-row { display: grid; gap: 0.5rem; padding-top: 1rem; border-top: 1px solid var(--border); margin-top: 1rem; }
.team-info .contact-row a { display: inline-flex; align-items: center; gap: 0.5rem; font-weight: 500; color: var(--foreground); }
.team-info .contact-row a:hover { color: var(--accent); }

/* ===== BLOG ===== */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.75rem; }
.blog-card {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  overflow: hidden; display: flex; flex-direction: column;
  transition: transform .15s, box-shadow .2s, border-color .15s;
}
.blog-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); border-color: var(--muted-fg); }
.blog-card .blog-image {
  aspect-ratio: 3 / 2; background: var(--muted); overflow: hidden;
  display: flex; align-items: center; justify-content: center; color: var(--muted-fg); font-style: italic; font-size: 0.85rem;
}
.blog-card .blog-image img { width: 100%; height: 100%; object-fit: cover; }
.blog-card-body { padding: 1.5rem 1.6rem 1.75rem; display: flex; flex-direction: column; flex: 1; }
.blog-card .blog-date { color: var(--muted-fg); font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; font-weight: 600; margin-bottom: 0.6rem; }
.blog-card h3 { font-size: 1.25rem; margin-bottom: 0.6rem; }
.blog-card h3 a { color: var(--primary-dark); }
.blog-card h3 a:hover { color: var(--accent); }
.blog-card p { color: var(--muted-fg); font-size: 0.95rem; flex: 1; line-height: 1.55; }
.blog-card .read-more { margin-top: 1rem; font-weight: 600; color: var(--primary); font-size: 0.92rem; display: inline-flex; align-items: center; gap: 0.4rem; }
.blog-card .read-more::after { content: "→"; transition: transform .15s; }
.blog-card .read-more:hover::after { transform: translateX(3px); }

/* ===== CONTACT ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1.3fr; gap: 4rem; align-items: start; }
.contact-info-block {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 2rem; box-shadow: var(--shadow-sm);
}
.contact-info-block h3 { font-size: 1.1rem; margin: 0 0 0.5rem; color: var(--muted-fg); letter-spacing: 0.06em; text-transform: uppercase; font-family: "Inter", sans-serif; font-weight: 600; font-size: 0.78rem; }
.contact-info-block .big { font-family: "Fraunces", serif; font-size: 1.4rem; color: var(--primary-dark); font-weight: 600; margin-bottom: 1.5rem; display: block; }
.contact-info-block .big a { color: var(--primary-dark); }
.contact-info-block .big a:hover { color: var(--accent); }
.contact-info-block .hours { color: var(--muted-fg); font-size: 0.92rem; padding-top: 1rem; border-top: 1px solid var(--border); margin-top: 1rem; }

.form-grid { display: grid; gap: 1.25rem; }
.form-field { display: flex; flex-direction: column; gap: 0.4rem; }
.form-field label { font-weight: 600; font-size: 0.85rem; color: var(--primary-dark); letter-spacing: 0.02em; }
.form-field input, .form-field textarea {
  padding: 0.75rem 0.9rem; border: 1px solid var(--border); border-radius: var(--radius-sm);
  font: inherit; background: var(--card); color: var(--foreground);
  transition: border-color .15s, box-shadow .15s;
}
.form-field input:focus, .form-field textarea:focus {
  outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px var(--ring);
}
.form-field textarea { min-height: 140px; resize: vertical; }

/* ===== PROSE (long-form text pages) ===== */
.prose { max-width: 740px; }
.prose h2 { font-size: 1.6rem; margin-top: 2.5rem; margin-bottom: 0.85rem; }
.prose h3 { font-size: 1.15rem; margin-top: 2rem; margin-bottom: 0.5rem; color: var(--primary-dark); }
.prose p { font-size: 1.02rem; line-height: 1.7; color: var(--foreground); margin-bottom: 1.1rem; }
.prose ul { padding-left: 1.4rem; margin-bottom: 1.1rem; }
.prose li { margin-bottom: 0.5rem; line-height: 1.6; }
.prose strong { color: var(--primary-dark); }

/* ===== CTA SECTION ===== */
.cta-block {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: #fff; border-radius: var(--radius); padding: 3rem 2.5rem;
  text-align: center; position: relative; overflow: hidden;
}
.cta-block::before {
  content: ""; position: absolute; top: 0; right: 0; width: 50%; height: 100%;
  background: radial-gradient(ellipse at top right, rgba(224, 184, 76, 0.18) 0%, transparent 65%);
  pointer-events: none;
}
.cta-block > * { position: relative; z-index: 1; }
.cta-block h2 { color: #fff; margin-bottom: 0.75rem; }
.cta-block p { color: rgba(255,255,255,0.9); max-width: 50ch; margin: 0 auto 1.5rem; }

/* ===== CHAMBER / TRUST BADGE ===== */
.badge-block {
  background: var(--card); border: 1px solid var(--border); border-radius: var(--radius);
  padding: 2.5rem; text-align: center; max-width: 700px; margin: 0 auto;
}
.badge-block .badge-img { width: 200px; margin: 0 auto 1.25rem; aspect-ratio: 7 / 5; background: var(--muted); display: flex; align-items: center; justify-content: center; color: var(--muted-fg); font-style: italic; font-size: 0.85rem; border-radius: var(--radius-sm); padding: 1rem; }
.badge-block .badge-img img { width: 100%; height: 100%; object-fit: contain; }

/* ===== FOOTER ===== */
footer.site {
  background: var(--primary-dark); color: rgba(255, 255, 255, 0.7);
  padding: 4rem 0 1.75rem; font-size: 0.92rem;
}
footer.site .container { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 2.5rem; }
footer.site h4 { color: var(--accent-light); margin: 0 0 1rem; font-family: "Inter", sans-serif; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.12em; font-weight: 600; }
footer.site a { color: rgba(255, 255, 255, 0.7); }
footer.site a:hover { color: var(--accent-light); }
footer.site ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.5rem; }
footer.site .brand-line { font-family: "Fraunces", Georgia, serif; font-weight: 600; color: #fff; font-size: 1.2rem; margin-bottom: 0.5rem; letter-spacing: -0.015em; }
footer.site .legal { grid-column: 1 / -1; border-top: 1px solid rgba(255, 255, 255, 0.10); padding-top: 1.5rem; margin-top: 1.5rem; font-size: 0.78rem; color: rgba(255, 255, 255, 0.45); line-height: 1.6; }

/* ===== MOBILE ===== */
@media (max-width: 880px) {
  .top-utility .container { gap: 0.75rem; }
  .contact-trio { width: 100%; justify-content: flex-start; }
  nav.primary { display: none; }
  section, .page-hero { padding: 3.5rem 0; }
  .card-grid, .blog-grid { grid-template-columns: 1fr; }
  .card-grid--2 { grid-template-columns: 1fr; }
  .team-member { grid-template-columns: 1fr; gap: 1.5rem; padding: 1.5rem; }
  .team-photo { max-width: 320px; margin: 0 auto; }
  .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  footer.site .container { grid-template-columns: 1fr 1fr; }
  h1 { font-size: clamp(2rem, 7vw, 3rem); }
}
