Insurance Agent in Roseville, MN — Auto, Home, Business & More

When you buy insurance directly from a single company like State Farm or Progressive, you only see that company's rates. An independent agent like Dayton Insurance Agency has access to dozens of carriers — so we can compare rates side-by-side and find you genuinely better coverage at a lower price. We're also not incentivized to push one company's products. Our job is to find the right fit for you, not hit a sales quota for a single insurer.

Auto insurance rates in Roseville vary based on your driving record, the vehicle you drive, your age, how many miles you drive annually, and the coverage limits you choose. Minnesota requires minimum liability and no-fault (PIP) coverage. Most Roseville drivers pay somewhere between $900–$2,000 per year for full coverage, though rates outside that range are common depending on your profile. Call us at 651-243-0056 for a free, accurate quote based on your actual situation.

Yes — a standard homeowner's policy will not cover a property you're renting out to tenants. If you own a rental home or duplex in Roseville, you need a landlord policy (also called a dwelling fire policy or DP-3). This covers the building, your liability as a landlord, and lost rental income if the property becomes uninhabitable. We help many Roseville landlords get the right coverage at competitive rates.

Absolutely. We work with small businesses across the Roseville area — from contractors and retail shops to service businesses and home-based operations. We'll review your business type and operations and recommend the right combination of coverages, whether that's a Business Owner's Policy, general liability, commercial auto, workers' comp, or professional liability. Call 651-243-0056 and we'll get started.

Switching is easy when you work with us. We set up your new policy to start on the same day your old policy ends — or a day before, to be safe — so there's never a gap in coverage. We also make sure you don't pay for overlapping days unnecessarily. We handle the timing and paperwork. Most clients are surprised at how simple and painless the process is. Many save money on the same day they switch.

Yes — most carriers offer meaningful discounts when you bundle your auto and home insurance together (or auto and renters). We compare bundled rates across multiple carriers to find you the best combined deal. Bundling through the right carrier can save Roseville residents hundreds of dollars per year compared to having policies split between different companies.